Terms of Service

Last updated: January 15, 2024

1. Acceptance of Terms

By accessing and using the services provided by ProfitRiseNow ("we," "our," or "us"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Services

ProfitRiseNow provides financial advisory services, investment management, business consulting, and wealth management solutions. Our services include but are not limited to:

  • Financial planning and investment advice
  • Portfolio management and asset allocation
  • Business financial consulting and strategy
  • Wealth management and estate planning
  • Financial education and training programs
  • Risk management and insurance advisory

3. User Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information
  • Comply with all applicable laws and regulations
  • Not be prohibited from receiving financial services under applicable law

4. Registration and Account

To access certain services, you may be required to create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use
  • Ensuring your account information is accurate and up-to-date

5. Financial Advisory Services

5.1 Investment Risk

All investments carry inherent risks, including the potential loss of principal. Past performance does not guarantee future results. We do not guarantee any specific investment outcomes or returns.

5.2 Suitability

Our investment recommendations are based on your financial situation, investment objectives, and risk tolerance. You are responsible for ensuring that any investment decisions align with your financial goals.

5.3 Market Conditions

Investment performance is subject to market conditions, economic factors, and other variables beyond our control. We cannot predict or guarantee market movements or investment performance.

6. Fees and Payment

6.1 Service Fees

Our services are subject to fees as outlined in our service agreements and pricing schedules. Fees may include:

  • Management fees for investment services
  • Consultation fees for advisory services
  • Transaction fees for certain financial transactions
  • Administrative fees for account maintenance

6.2 Payment Terms

Fees are typically charged monthly, quarterly, or annually depending on the service. Payment is due within 30 days of invoice date unless otherwise specified.

6.3 Fee Changes

We reserve the right to modify our fee structure with 30 days' written notice. Continued use of our services after fee changes constitutes acceptance of the new fees.

7. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

8. Intellectual Property

All content, trademarks, service marks, trade names, logos, and intellectual property on our website and in our materials are owned by ProfitRiseNow or our licensors. You may not use, reproduce, or distribute our intellectual property without written permission.

9. Prohibited Activities

You agree not to:

  • Use our services for any illegal or unauthorized purpose
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt our services or servers
  • Provide false or misleading information
  • Use our services to transmit harmful or malicious code
  • Violate any applicable laws or regulations
  • Attempt to reverse engineer our systems or processes

10. Disclaimers and Limitations

10.1 Service Availability

We strive to provide reliable services but cannot guarantee uninterrupted availability. Our services are provided "as is" and "as available" without warranties of any kind.

10.2 Investment Advice

Our investment advice is for informational purposes only and should not be considered as a recommendation to buy, sell, or hold any security. You should consult with qualified professionals before making investment decisions.

10.3 Limitation of Liability

To the maximum extent permitted by law, ProfitRiseNow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use.

11. Indemnification

You agree to indemnify and hold harmless ProfitRiseNow, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

12. Termination

12.1 Termination by You

You may terminate your relationship with us at any time by providing written notice. Termination will be effective upon receipt of your notice.

12.2 Termination by Us

We may terminate or suspend your access to our services immediately, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users or us.

12.3 Effect of Termination

Upon termination, your right to use our services will cease immediately. We will retain your information as required by law or our Privacy Policy.

13. Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of Kenya. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Kenya.

14. Dispute Resolution

In the event of any dispute arising from these terms or our services, we encourage you to contact us first to attempt to resolve the issue amicably. If resolution cannot be reached, the dispute shall be resolved through binding arbitration in accordance with Kenyan law.

15. Force Majeure

We shall not be liable for any failure to perform our obligations under these terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, or technical failures.

16. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these terms will otherwise remain in full force and effect.

17. Entire Agreement

These Terms of Service, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and ProfitRiseNow regarding the use of our services.

18. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our website and updating the "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the new terms.

19. Contact Information

If you have any questions about these Terms of Service, please contact us:

  • Email: [email protected]
  • Phone: +254 700 123 456
  • Address: Westlands Business District, Waiyaki Way, Nairobi, Kenya

20. Regulatory Compliance

ProfitRiseNow operates in compliance with applicable financial services regulations in Kenya. We are committed to maintaining the highest standards of professional conduct and regulatory compliance in all our business activities.